🛡️ Powered by nationally recognized 401(k) fiduciary partners

Dedicated 401(k) Plan Advisors
for Business Owners

Everything you need to run a compliant, cost‑effective plan in one place.

🔒 Fully confidential. No cost & no commitment.

See how easy and cost efficient your 401(k) can be

We help you:

  • 📈 Cut your administrative cost by up to 50%
  • 🛡 Avoid penalties and fiduciary exposure
  • 👥 Boost employee participation

Trusted by Leading Providers

Our 401(k) Plan Services

We help Florida small business owners understand what’s really happening inside their 401(k) plans. As Florida 401(k) advisors for small businesses, we benchmark fees, cut unnecessary costs, reduce fiduciary risk, and raise employee participation. You’re not calling a 1-800 number or navigating a platform. You get a real person who knows your business, your plan, and your people.

Plan Benchmark & Fee Review

We compare top providers side-by-side, uncover hidden fees, and negotiate savings so you only pay for what you need.

Includes:
Provider Match & Fee Transparency. Provider Match & Fee Transparency.

401(k)/403(b) Plan Management

We provide professional, end-to-end 401(k)/403(b) administration with complete fiduciary oversight.

Includes:
New Plan Setup, Plan Rescue, Annual Compliance, Ongoing Optimization, and Support.

Ongoing Advisor Support

One advisor who knows your plan inside and out, answers questions quickly, and delivers employee education that boosts participation.

Includes:
Employee Education & Complete Retirement Planning.

🔒 Fully confidential. No cost & no commitment.

How It Works

1

Talk to 401(k) advisor

No prep, no forms. A quick 15–20‑minute call to learn about your plan, your concerns, and your goals.

2

We review your plan & find the best options available

You receive an easy-to-understand breakdown of your existing plan: what’s working, where you’re overpaying or at risk, and side‑by‑side comparisons of top providers.

3

You choose your way

You may choose to continue with your current provider or opt for a fully managed, compliant, hands-off plan. We handle fiduciary responsibilities (3(16), 3(21), 3(38)), setup, and employee education.

🔒 Fully confidential. No cost & no commitment.

Elena Samofalova, retirement advisor and fiduciary consultant in Florida

Elena Samofalova

Retirement Plan Advisor / Investment Advisor / Chartered Retirement Planning Counselor CRPC® 
CEO, Palm Beach Private Wealth Management

Meet Your Advisor

Direct, personal guidance — no call centers.

I’m Elena Samofalova, founder of Palm Beach Private Wealth Management. I work with you to design and manage a right-sized 401(k) that keeps fees transparent, lowers fiduciary risk, and drives employee participation.

You won’t get a call center or a generic rep — you’ll have one dedicated advisor who knows your plan inside and out, and who’s here whenever you or your employees need answers.

Based in South Florida, I partner with a seasoned ERISA team — attorneys, compliance experts, administrators, and investment pros — so your plan is protected from every angle.

You’ll have one person to call. No platforms, no chasing vendors — just clear, personal guidance when you need it.

Let’s take this off your plate so you can focus on running your business, not running your plan.


Text me to schedule a call: +1 (954) 400-3038

FAQs: Questions We Often Hear From Business Owners

How much does it cost to set up or switch our 401(k) plan?

There’s no fee for your initial review or when switching providers through us. We compare leading platforms and negotiate fees, often saving clients 30%-50 % compared to their current plan. Any provider fees are disclosed upfront; there are no surprises.

When you choose our fully managed option, we can assume fiduciary responsibility through 3(16), 3(21), and 3(38) services. That means our team, along with trusted ERISA attorneys and plan administrators, assumes the legal oversight and ongoing compliance responsibilities.

Yes. We start by reviewing your existing plan. If it’s competitive, we’ll show you how to optimize fees and improve compliance. If it’s not, we help you transfer to a better plan with minimal disruption and no extra cost to you.

Your team can contact me directly by phone, text, or email. I host group sessions and one‑on‑one meetings to explain the plan, answer questions, and boost participation. You won’t be sending employees to a call center; they’ll speak with a real advisor.

We review your plan annually. As your business evolves, we adjust contribution limits, match structures, and investment options. You’ll always know where you stand, and your plan will grow with you.

Save time, cut fees, and sleep better

Request your free 401(k) analysis and put your retirement plan on the right track.

Cut 401(k) Costs & Reduce Fiduciary Risk

Get a side-by-side review of top plan providers so you can see exactly where to save and where you’re at risk.

🔒 100% confidential. No cost. No commitment.

Investment advisor smiling while reviewing 401(k) plan on the phone in a modern office

Why Small Businesses Work With Us

Save More

Many plans cut costs up to 50% without losing quality.

Lower Risk

Reduce fiduciary liability with expert guidance.

Real Support

You work directly with your dedicated advisor — not a 1-800 number.

Based in Boca Raton / Fort Lauderdale. Helping Florida businesses since 2000.

Our 401(k) Plan Services

You’re not calling a 1-800 number or navigating a platform. You get a real person who knows your business, your plan, and your people.

401(k) Plan Management

From record-keeping and compliance to fiduciary oversight and administration, we manage your plan so you don’t have to.

More employers are outsourcing plan operations to reduce liability and regain focus. Fully managed plans are no longer a luxury — they’re smart risk management.

Plan Benchmark & Fee Review

Side-by-side comparison of top providers to cut hidden costs.
We compare top providers, uncover hidden fees, and negotiate savings so you only pay for what you need.

Most employers save 20–40% in annual costs after our review.

Ongoing Advisor Support

Your go-to advisor for personalized plan support and employee education.
One advisor knows your plan inside and out, answers questions quickly, and delivers employee education that boosts participation.

Plans with strong communication strategies see up to 70% higher participation rates. (Source: Vanguard, 2023 Defined Contribution Survey)

🔒 100% confidential. No cost. No commitment.

How It Works

Talk to a 401(k) Advisor

Tell us about your current plan or goals. It takes just 20-30 minutes.

We Find & Compare Your Best Options

We’ll show clear, side-by-side comparisons of providers and potential savings.

Launch or Optimize Your Plan

We handle the setup, transition, or fine-tuning so your plan runs smoothly.

🔒 100% confidential. No cost. No commitment.

Meet Your Advisor


Elena Samofalova

Elena Samofalova

Retirement Plan Advisor/Investment Advisor

CEO, Palm Beach Private Wealth Management

Helping small and mid-sized businesses reduce 401(k) risk, simplify compliance, and support their team with real guidance.

📱 Text Me✉️ Email Me

FAQ: Questions We Often Hear From Business Owners

How much does it cost to set up or switch our 401(k) plan?

There’s no fee for your initial review or when switching providers through us. We compare leading platforms and negotiate fees, often saving clients 30%-50 % compared to their current plan. Any provider fees are disclosed upfront; there are no surprises.

When you choose our fully managed option, we can assume fiduciary responsibility through 3(16), 3(21), and 3(38) services. That means our team, along with trusted ERISA attorneys and plan administrators, assumes the legal oversight and ongoing compliance responsibilities.

Yes. We start by reviewing your existing plan. If it’s competitive, we’ll show you how to optimize fees and improve compliance. If it’s not, we help you transfer to a better plan with minimal disruption and no extra cost to you.

Your team can contact me directly by phone, text, or email. I host group sessions and one‑on‑one meetings to explain the plan, answer questions, and boost participation. You won’t be sending employees to a call center; they’ll speak with a real advisor.

We review your plan annually. As your business evolves, we adjust contribution limits, match structures, and investment options. You’ll always know where you stand, and your plan will grow with you.